As professionals, we have extensive knowledge of the insurance market which determines our selection of appropriate insurers. As interpreters, we translate your requirement into the technical language of insurance industry and we provide after-sales service where claims negotiation and satisfactory settlement may arise.
In seeking premium quotations from insurance companies for the various classes of insurance, we are guided by the following considerations:
- The financial security of the underwriter[s]
- The ability to offer wide scope of cover, at competitive premium;
- A prompt and efficient service [particularly with regard to claims settlement]
Our role is to strike a balance in conflicting considerations and to ensure that we do not compromise the scope of cover whilst seeking competitive premium rate. In addition, we assess the financial security of the underwriters to whom we entrust our clients’ insurance portfolios, both with regard to their financial management stability and their reinsurance arrangements.
We consider insurance broking to be a financial service and not one purely restricted to the provision of corporate protection against an occurrence or a catastrophe by means of insurance. Our services extend to the important area of risk management where our advice is geared towards managing risk in the most cost-effective way.Because insurance is important and can be a relative high-cost item, sound insurance management is essential. Managing an insurance program efficiently and economically requires a definite plan. Such a plan should provide a framework within which to organize and control a company’s insurance expenditure.
We have no doubt that we can be of tremendous assistance to you in achieving your corporate objective and will be most grateful if we can be afforded the opportunity to demonstrate our capabilities in this connection.